Calculator toolkit
SWP Calculator
Plan regular monthly withdrawals from your lumpsum investment.
Withdrawal Details
₹
₹ 50,000₹ 10,000,000
₹
₹ 1,000₹ 100,000
%
% 1% 20
Yr
Yr 1Yr 40
Withdrawal Summary
Remaining Corpus
₹1,88,992
Stable Corpus
Total Withdrawn
₹6,00,000
Total Gains Earned
₹2,88,992
Quick Scenarios & Settings
SWP Benefits
- Generate reliable, fixed monthly income stream.
- Compounding returns apply on your remaining balance.
- Highly tax-efficient compared to interest/dividend payouts.
- Control payout frequency and amount parameters.
Planning with SWP
A Systematic Withdrawal Plan (SWP) allows you to withdraw a fixed amount of money from your mutual fund investment at regular intervals.
It provides a steady stream of income while the remaining balance continues to grow, potentially outlasting your withdrawal needs if planned correctly.
SWP is highly tax-efficient compared to dividends or traditional interest, as withdrawals are considered redemptions of units, and only the capital gains portion is taxed.