Calculator toolkit
SWP Calculator
Plan regular monthly withdrawals from your lumpsum investment.
Withdrawal Details
Quick scenariosTap to apply
₹
₹ 50,000₹ 10,000,000
₹
₹ 1,000₹ 100,000
%
% 1% 20
Yr
Yr 1Yr 40
Remaining Corpus
₹1,88,992
End of 10 years
Total Withdrawn
₹6,00,000
Interest Earned
₹2,88,992
SWP Strategy
- Generate regular income from lumpsum investment.
- Remaining amount stays invested and grows.
- Tax-efficient way to plan for post-retirement life.
- Flexible withdrawal amounts and frequencies.
Planning with SWP
A Systematic Withdrawal Plan (SWP) allows you to withdraw a fixed amount of money from your mutual fund investment at regular intervals.
It provides a steady stream of income while the remaining balance continues to grow, potentially outlasting your withdrawal needs if planned correctly.
SWP is highly tax-efficient compared to dividends or traditional interest, as withdrawals are considered redemptions of units, and only the capital gains portion is taxed.